• What is Consumer Credit?
• How do I establish Credit?
• How do I improve my existing Credit?
• How do I manage my Credit?
• Track your expenses

How to Track Spending
You can get an even better picture of your financial situation by tracking your spending. This will show you:

• How much you have left for investing or paying down debts
• Where you might want to cut back on expenses
• And whether you can afford any more debt

We have provided you with an example of a Monthly Family Budget form, print it, and fill it out to start managing your money.