¹ Home Equity Loans are provided by HSBC Finance Mortgages Inc., 3381 Steeles Avenue East, Suite 300, Toronto, Ontario, M2H 3S7. Registered office in British Columbia: 32700 George Ferguson Way, Unit 6, Abbotsford, BC, V2T 4V6. Registered office in Nova Scotia: 3514 Joseph Howe Drive, Unit 12, Halifax, NS, B3L 4H7. Approval and amount subject to meeting our underwriting policy. Certain fees are payable, including legal/title, search, registration and appraisal fees (together, "Closing Fees") and an application fee. Unless you choose to pay Closing Fees separately, they will be treated as part of the proceeds of the loan, and will reduce the net proceeds available to you accordingly. The application fee will be added to the loan unless you choose to pay it separately. Please contact us for details.